Multi Peril Coverage

Multi Peril Crop Insurance (MPCI) Coverage

Insurance must be applied for by September 30th for Forage Production (established hay), November 15th for Pasture, Rangeland, Forage & Apiculture and March 15th for spring planted crops.

Yield Protection (YP)

  • Coverage is based on individual yield history.
  • Coverage levels available are CAT (50% level, 55% price), 50%, 55%, 60%, 65%, 70%, 75%, 80% & 85%.
  • Coverage per acre is determined by individual yield history, the level of coverage chosen, and the price determined by FCIC.
  • Claims are based solely on the amount of production produced.
  • This coverage provides yield-only coverage.

Revenue Protection (RP)

  • Coverage is based on individual yield history and future market prices. 
  • Coverage levels available are 50%, 55% 60%, 65%, 70%, 75%, 80% & 85%.
  • Coverage per acre is determined by individual yield history, the level of coverage chosen, and the futures commodity price determined by the higher of a specified board of trade during the month of February or a month near harvest.
  • Claims are based on the amount of production produced and the commodity prices in the spring and the fall.
  • This coverage provides yield and revenue coverage.

Revenue Protection with Harvest Price Exclusion (RPHPE)

  • Coverage is based on individual yield history and future market prices.
  • Coverage levels available are 50%, 55% 60%, 65%, 70%, 75%, 80% & 85%.
  • Coverage per acre is determined by individual yield history, the level of coverage chosen, and the futures commodity price determined by a specified board of trade during the month of February.
  • Claims are based on the amount of production produced and the commodity prices in the fall.
  • This coverage provides yield and declining commodity price coverage.

Area Risk Protection Insurance (ARPI)

  • Coverage is based on the experience of an entire county.
  • Coverage levels available are CAT, 70%, 75%, 80%, 85% & 90%.
  • Has three different plans: Area Revenue Protection, Area Revenue Protection with Harvest Price Exclusion, & Area Yield Protection
  • Coverage per acre is determined by the expected county yield, the coverage level chosen and a price set by FCIC.
  • For more information, download ARPI Fact Sheet here.

Rainfall Index (RI)

  • Coverage is based on weather data collected and maintained by NOAA’s Climate Prediction Center. The index reflects how much precipitation is received relative to the long-term average for a specified area (approx 12 mile x 12 mile grid) and timeframe (2 month interval). 
  • Coverage levels available are 70%, 75%, 80%, 85% & 90%.
  • Coverage is available for Annual Forage, Apiculture or Pasture, Rangeland Forage.
  • Coverage may be selected for all or part of a producer's acres/colonies.
  • Claims are based on the percentage of deficient rainfall within the grid during the selected two month interval.
  • For more information, click here for PRF here for Apiculture.
Learn More about our Crop Hail Coverage.
Learn More about our Livestock Coverage